A Seychelles-based fintech company has stepped beyond payments into enterprise software. Fusepay has launched Fuse360. It is an AI-native operating system built for wholesalers, distributors and manufacturers across the Indian Ocean and Africa.
The company holds a payment service provider license from the Central Bank of Seychelles. Now, it offers two products that work as one system. Fuse360 covers daily operations. It helps businesses manage inventory, orders, invoicing, customer credit, collections and retailer relationships. Meanwhile, FusePay, the company’s existing payments product, handles the money side. It lets businesses collect payments, pay suppliers and manage financial workflows through licensed infrastructure.
Co-founder and CEO Vidhyasahar Thiyagarajan said the product was not built to rival traditional ERP systems. Instead, his team noticed something simple: businesses were spending more time juggling disconnected software than growing their operations. So they set out to rebuild how trade businesses function, using AI as the foundation.
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Under the hood, Fuse360 puts AI agents to work on repetitive tasks. These include payment reconciliation, collections tracking, reporting and credit monitoring. Wholesalers and distributors often lose hours to this kind of work, spread across spreadsheets, messaging apps and separate software just to keep daily operations running.
So far, Fusepay has raised more than 350,000 US dollars in pre-seed funding. Backers include Hustle Fund, Everywhere Ventures, First Check Ventures and Startup Istanbul. Since then, the company has added more investors, including Velocity Digital and angel investor Ashwin Ravichandran. That round closed in August 2025, about eight months before this latest launch. As a result, Fuse360 marks Fusepay’s biggest product move since it first introduced its payments platform in Seychelles.
Expansion is already underway. Fuse360 launched in Seychelles in July 2026. Next, Fusepay plans to enter Mauritius in September. After that, the company aims to push into selected East and Southern African markets before the year ends.
The timing also fits a bigger story. Seychelles has been positioning itself as a serious player in African fintech and AI adoption. In fact, the country ranked among Africa’s top three in Oxford Insights’ 2020 Government AI Readiness Index. Both its public and private sectors have leaned into early AI adoption ever since.
Fusepay is not alone in this bet. Other African fintech players are also layering AI agents on top of payment infrastructure to win over small and medium businesses. Still, questions remain. Whether Fusepay can turn its Seychelles launch and early funding into real traction in tougher markets like Mauritius and East Africa will depend on one thing: how it holds up against rivals with deeper pockets and stronger name recognition.
